Online title loans california are great for people in need of emergency cash. They are fast and easy to apply for. You can receive your funds within one business day or less. The amount of the loan will depend on the value of your car. You will need to provide proof of income. This can be done by showing tax returns, pay stubs, or other means of income. Some lenders allow you to pay back your car title loan in multiple payments over a period of years. However, you should only use a car title loan as a last resort.

California Title Loans Requirements

The minimum requirement to get a car title loan in CA is a lien-free pink slip. You must also show that you have a source of income to make monthly payments. Some lenders may accept retirement or social security payments instead of wages. The application process can be done completely online or over the phone. The loan amount will be based on your vehicle’s value and the lender’s policies. Some lenders may contact your employer and reference to verify your employment and income.

You can complete your online title loan application from anywhere you have internet access. Most lenders will process your application and get you funded the same day. Some lenders will even let you complete the whole application and vehicle inspection in person at a lending office in your neighborhood. Be sure to choose a lender that is licensed in your state and puts your needs first. Also, check local regulations regarding interest rates. While California state laws cap interest rates at 36%, you should still compare rates from different lenders to find the best deal.